Why do they kill you?
If you have visible abs I would not reduce my bodyfat any lower (especially not in winter

). Your body needs some fat to be healthy and more energetic. I would not go lower than the pic you mentioned.
However I bet that guy on the pic tried and pulled really hard to get that much skin off

. If I do that (not as good) it really hurts

(I seem to have similar bodyfat).
Anyhow. There is no fat spot removal. You just can reduce your overall bodyfat. Sooner or later the handles will also be reduced. And the way to do it is to eat a little less and to do a little more cardio.